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The week before I let go of my Makati office, I wanted to say goodbye to it by taking my wife (girlfriend at that time) there for a surprise candlelit dinner. I had my one remaining staff put up about 20 candles and a soft romantic melody playing in theBusiness and the Start of a Beautiful Relationship -Part 3 Conclusion

Negative and Positive Cash-Flow Businesses One of the more important considerations an entrepreneur has to make before starting a new business is the nature of the business' cash-flow.   What is Cash-flow?   But first, let me take a step back and explain in simple terms what cash-flow really is. Cash-flow is about cash comingHow To Make Money Run After You (Part 10)

The First Step to Making Your Marriage a “Wealth Magnet” “Who you marry is one of the most important decisions you will ever make if you want to be a success.” This is not just my belief, but also the belief of one of the wealthiest persons on earth, Mr. John Gokongwei. QuotingHow To Make Money Run After You (Part 5)

Ever hear the phrase “From Good to Great?”   The context of the phrase of course is to be better than just good. To be greater than just okay. While that is of course what I believe and strive for in this life as an achiever, I wanted to also take a"Goodness Is Better Than Greatness!"

When I was younger, I read that competition is the consumer's best friend because if there are more businesses offering the same thing, prices should go down. As a consumer, I agree and have benefited lots of times from it. Problem is that thought process became the norm even toPrice for profits, not for war

Last April 16, 2010 the US Securities and Exchange Commission charged Goldman Sachs with Fraud.  This explosive move by the SEC has tremendously diminished  investor confidence in Goldman and Wallstreet in general.  The SEC charge is a very serious one because it says that Goldman fraudulently sold its CDO’s (CollateralizedSimplifying Wall Street Blunders

“The Most Profitable Investment for Entrepreneurs"   In my previous article, I talked about the 3 things to consider before investing in 'assets'. If you haven't read that article yet, please check out part 12 of this article series. In this article, I want to focus once more on Entrepreneurs and talk aboutHow To Make Money Run After You (Part 13)

Wealth is never destroyed, only transferred   Today, I want to share a very special topic -- How to make money run after you. This is a topic that I have never shared with the public before now. It is I believe something that anyone and everyone can and should benefit from,How To Make Money Run After You (Part 1)

"Generating Wealth Requires A Thick Skin!"   In my previous article, I talked about how to make a career out of what you are great at. In this article, I will show you that wealth comes faster once you develop a "thick skin" in your pursuit of either a great career, aHow to make money run after you (Part 17)

Hi All! I decided to start this blog to share my business and investing experiences for those who want to help themselves. So for those reading this post right now, welcome! Let me first start by saying that I did not take up commerce, business school or any formal financial training, my experienceBusinessmaker Academy, Inc.

"Let's Summarize What We've Learned in 9 months"   If you want to make money run after you, please sign up for the Wealth-plan so I can email you my previous articles from the very start.   In this article, I will summarize all the things I've talked about until this point so youHow to make money run after you (Part 19)

(Continued from Part 1, if you have not yet read it, please click here) One month before I met my wife, I started to work and turn my troubled business around. So I did what I should’ve done a long time ago, I fired my non-producing General Manager and her cohortBusiness and The Start of A Beautiful Relationship - Part 2

A long time ago, I used to think that the true way to success is to outwit and outmaneuver competition. Truth be told, I am a very competitive person by nature and I hate losing to competition. And I’m sure that a part of you feels the same way deepBusinesspeople are Merchants, Not Warriors!

So today I wanted to share another piece of my life which I hope will help all those looking for a job and a prosperous career. This is the true story of how I created my own job in a big Telecoms firm back in the early nineties. Now evenThe True Story of How I Created My Own Job

Be Generous With Your Talents instead of Money   In part 3, I mentioned that you have to stop your money leeches and at the same time learn to be extremely generous in “kind”. So in this article, I will be expounding on that. Simply put, there are 3 lessons I wantHow To Make Money Run After You (Part 4)

The phone rings in the office at around 10 in the morning and my secretary answers it. It was from a priest, a Monsignor in fact looking for me. I wasn’t around at the time so my secretary asks for his number and purpose of the call. She got theTo Catch a Thief, Think Like a Thief

During countless business seminars that I’ve conducted since 2003, one of the most common concerns of people in starting a business is about the risks involved and the fear of failing. A very valid concern indeed, one which to the inexperienced is incredibly intimidating and very limiting to a person’sHOW TO BEAT FAILURE IN BUSINESS

"The Wealthy Are Masters Of Wealth Attraction"   In the previous article, I talked about how the Wealthy are valuable in the eyes, hearts and minds of as many people as possible. If you have not read that article yet, or even the first 22 articles, I strongly recommend signing up forHow to make money run after you (Part 23)

Do You Want Money Or Do You Want Wealth?   First of all, let’s define wealth. To me, wealth is not just about money or material riches. To me, being wealthy is having a wonderfully abundant life which means simultaneously having an abundant amount of money, health, solid relationships, and time. Many peopleMoney Is Loyal Only To More Money but Wealth Is Loyal To People with Integrity

So today, I wanted to share another important lesson in entrepreneurship. It is a lesson rooted deeply in our Filipino culture valuing hard work above everything else, which I believe is correct, but incomplete. I say this because I once thought that working hard, sacrificing and putting in the effort wasIn Business, is it better to be Juan Masipag or Juan Tamad?

"How To Get A Thicker Skin!"   In my previous article, I talked about needing a thick skin to generate wealth. In this article, I will share another story of my life and teach you how to have a thicker skin in the process.   I was a painfully quiet person growing up.   When IHow to make money run after you (Part 18)

“How To Remove Credit Card Debt Fast” Do you have what seems to be unmanageable credit card debt? Are you already swearing to cut it up as soon as you pay it off and never use another credit card in your life ever again? Well, if you are suffering from Credit CardHow to make money run after you (Part 7)

Preparing for "Essential Conversations" On Money In part 5 of this article series, I talked about the first step in making your marriage a wealth magnet. Of course if you are not yet married, and planning to, Jhoanna and I wish you the same kind of happiness that we have whenHow To Make Money Run After You (Part 6)

Money can get really tight when you are looking for a job and sometimes, even when you already have a job!  But the good news is, you can start your own business and create extra income almost immediately with ZERO CAPITAL whether you are currently employed or not.  So, areHOW TO MAKE EXTRA MONEY WITH ZERO CAPITAL

Welcome to "Wealth Plan, Week 3" Ok, now its time to act on what you have read for the past 2 weeks. What is most important for us AND especially for YOU is RESULTS, correct? Now you cannot have results by just reading what we say. Sure, you may have realized a fewWealth Plan (Week 3)

To my beautiful Children, Kate and Ryan, live your life without regrets and happily fulfilled. If I could only give you 10 Life Advices, these are what I want you both to remember:   Learn Through Observation Be observant of how the world truly works. Listen to what people are teaching you, butMy Top 10 Life Advice For My Beautiful Children

“The Simplified 3 Step Wealth-Flow Blue Print" . For me and Jhoanna, wealth accumulation is a 3 step process and if we were to diagram it, it would look like this   Step 1: Make the Money Step 2: Manage the Money Step 3: Invest the Money . If done right, the 3 steps that I just mentionedHow To Make Money Run After You (Part 11)

"How To Make A Career With What You Are Great At!" In my previous article, I mentioned that finding out what you are great at requires "experimentation". In this article, I will teach you how to move forward with whatever it is you are great at so that it leads toHow to make money run after you (Part 16)

[caption id="attachment_140" align="alignleft" width="150" caption="Click Here To Sign Up For Free!"][/caption] In my article last week, I explained that the US Dollar fluctuates because of the mixture of buyers of US Dollars, sellers of US Dollars, Production of US Dollars, and the Allure of US Dollars. Now if you are an individualHow the Dollar Affects Your Investments and What to do about it (Part 2 of 2)

Happy New Year! It is now 2010 and I hope you are looking forward to a great and wonderful year ahead. This is the time of the year when I am often asked, what’s a good business or investment to get into? So for my very first column of the year,Start of the Year Advice: Invest In Your Self First!