Money Management

Negative and Positive Cash-Flow Businesses One of the more important considerations an entrepreneur has to make before starting a new business is the nature of the business' cash-flow.   What is Cash-flow?   But first, let me take a step back and explain in simple terms what cash-flow really is. Cash-flow is about cash comingHow To Make Money Run After You (Part 10)

First off, I’d like to thank all of those who visited and commented on my blog for Part 1. For those of you who have not yet read it please click here [caption id="attachment_263" align="alignleft" width="245" caption="The Yin and The Yang Salesman"][/caption] From the comments, it was apparent that everyone has aThe Tale of Two Salesmen (Part 2)

In Part 1 and 2, I explained how to simplify managing your money. If you have not read them yet, please Click Here to read up on what you’ve missed. In this article, I will finally explain how to increase your “take home” per month without adding any additional bad expensesMoney Management Simplified (Part 3)

Hi All! I decided to start this blog to share my business and investing experiences for those who want to help themselves. So for those reading this post right now, welcome! Let me first start by saying that I did not take up commerce, business school or any formal financial training, my experienceBusinessmaker Academy, Inc.

“Credit Cards and Businesses!” My Ninong came to visit us from Canada a few years ago, and during one of our lunch get togethers, I overheard a conversation he had with my mom about credit cards. My Ninong you see is a retired corporate executive and is brilliant with money managementHow to make money run after you (Part 9)

“The 3 things to consider before Investing Money" In my previous article, I talked about Step1: Making Money, and Step 2: Managing Money. If you haven't read that article yet, please read part 11 of the series and sign up for the Wealthplan so I can email you that and theHow To Make Money Run After You (Part 12)

[caption id="attachment_140" align="alignleft" width="150" caption="Click Here To Sign Up For Free!"][/caption] In my article last week, I explained that the US Dollar fluctuates because of the mixture of buyers of US Dollars, sellers of US Dollars, Production of US Dollars, and the Allure of US Dollars. Now if you are an individualHow the Dollar Affects Your Investments and What to do about it (Part 2 of 2)

Over the past year, I’ve written a good number of business advice articles for Manila Bulletin and each of those articles were and still are meant to help as many people as possible. These articles are from my experience and discoveries through a lot of trial and error in “business5 Super Tips For Succeeding In Business!

Life's Purpose. I believe that everyone has a purpose in this world and I'm one of the few who has been blessed with knowing what my purpose is. In my seminars I always tell my audience that there are only three things I love in this world. The first is myLife's Purpose

“How to Make Credit Cards Work for You!” Credit Cards, are the proverbial stepping stone to wealth. This article explains how I use my credit cards so that I minimize my monthly cash flow burden, use it without incurring interest (and get even super discounts in the process) and lastly getHow to make money run after you (Part 8)

Let’s face it, like many Asian countries, the Philippines is a US Dollar Remittance driven economy and I have been asked many times about how to deal with the rise and fall of the USD as many Filipino Dollar Earners, Overseas Filipino Workers, as well as Export and Import drivenHow the Dollar Affects Your Investments and What to do about it (Part 1 of 2)

So today I wanted to share another piece of my life which I hope will help all those looking for a job and a prosperous career. This is the true story of how I created my own job in a big Telecoms firm back in the early nineties. Now evenThe True Story of How I Created My Own Job

When I was younger, I read that competition is the consumer's best friend because if there are more businesses offering the same thing, prices should go down. As a consumer, I agree and have benefited lots of times from it. Problem is that thought process became the norm even toPrice for profits, not for war

The week before I let go of my Makati office, I wanted to say goodbye to it by taking my wife (girlfriend at that time) there for a surprise candlelit dinner. I had my one remaining staff put up about 20 candles and a soft romantic melody playing in theBusiness and the Start of a Beautiful Relationship -Part 3 Conclusion

In the previous article, I explained how to simplify your finances by just completing a few simple exercises on a piece of paper and I explained the three scenarios that you are probably in right now. So let’s continue our discussion right now. If you are currently in Scenario 1,Money Management Simplified (Part 2)

Money can get really tight when you are looking for a job and sometimes, even when you already have a job!  But the good news is, you can start your own business and create extra income almost immediately with ZERO CAPITAL whether you are currently employed or not.  So, areHOW TO MAKE EXTRA MONEY WITH ZERO CAPITAL

Today I want to teach those who have a Business or those thinking of starting a business a very simple, very powerful, and almost effortless way to increase profits. And although what I will explain is pretty obvious, most businesses would surprisingly go the complete opposite of what I willHow to Increase Your Business’ Profits with Minimal Effort

Have you ever gone to a fortune teller? Or at least know of anyone who has gone to one? When I was younger, my mom would bring me and my sister to “Aling Erly”, a very gifted “manghuhula” (fortune teller) every so often to ask what the future holds forThe Power of Suggestion, Your Destiny, and Dreams Coming True

Preparing for "Essential Conversations" On Money In part 5 of this article series, I talked about the first step in making your marriage a wealth magnet. Of course if you are not yet married, and planning to, Jhoanna and I wish you the same kind of happiness that we have whenHow To Make Money Run After You (Part 6)

Wealth is never destroyed, only transferred   Today, I want to share a very special topic -- How to make money run after you. This is a topic that I have never shared with the public before now. It is I believe something that anyone and everyone can and should benefit from,How To Make Money Run After You (Part 1)

The First Step to Making Your Marriage a “Wealth Magnet” “Who you marry is one of the most important decisions you will ever make if you want to be a success.” This is not just my belief, but also the belief of one of the wealthiest persons on earth, Mr. John Gokongwei. QuotingHow To Make Money Run After You (Part 5)

This article series is about the story about how I started in business, the hardships I faced, how my wife was instrumental in making me succeed and the most critical decision I made in my life. If you are in debt right now, facing a failed business endeavor or startingBusiness and The Start of A Beautiful Relationship - Part 1

As early as I could remember, I knew that making money was already hard coded into my DNA. Allow me to share a few vivid childhood memories with you then afterwards, give you the most important advice that I will ever give. Let me first bring you back to 1977. MyThe Most Important Advice about Money I Can Ever Give You

Here's another insightful and true story from my wonderful life, especially in the field of Salesmanship.  I call this story the tale of two salesmen because there are generally 2 kinds of salesmen in this world.  The one you think is the true salesman, and the one that you thinkThe Tale of Two Salesmen (Part 1)

(Continued from Part 1, if you have not yet read it, please click here) One month before I met my wife, I started to work and turn my troubled business around. So I did what I should’ve done a long time ago, I fired my non-producing General Manager and her cohortBusiness and The Start of A Beautiful Relationship - Part 2

Money Leeches in the Family?     If you have not yet read Part 2 of this article, please click here to read it now In the last article, I talked about being aware and effectively stopping your Money Leeches! Should a Money Leech appear who is NOT Immediate family, I recommend that youHow To Make Money Run After You (Part 3)

Happy New Year! It is now 2010 and I hope you are looking forward to a great and wonderful year ahead. This is the time of the year when I am often asked, what’s a good business or investment to get into? So for my very first column of the year,Start of the Year Advice: Invest In Your Self First!

[caption id="attachment_89" align="aligncenter" width="307" caption="Click Here To Download the File!"][/caption] One of the top questions that I get from people is “What’s a good business to get into?” If you’ve asked this question yourself then you are in luck because in this article I will not only teach you how to100+ Business Ideas to Explore & How to Choose the right one for You!

A few months ago, a friend of mine requested if I could help her nephew (an undergrad student from an Ivy league school) with his business practicum project that he was becoming frustrated with. Their business practicum’s goal was to produce and sell as many “uniquely different” T-Shirts as possibleDo Not Over Complicate Your Business

In my earlier years, I never really thought of myself as a manager of people, truth be told I never really understood how important managing people really was until I became an Entrepreneur. And even when I embraced entrepreneurship full time, I made many, many mistakes in this field whichHow I Learned To Manage People