Money Management

To my beautiful Children, Kate and Ryan, live your life without regrets and happily fulfilled. If I could only give you 10 Life Advices, these are what I want you both to remember:   Learn Through Observation Be observant of how the world truly works. Listen to what people are teaching you, butMy Top 10 Life Advice For My Beautiful Children

Do You Want Money Or Do You Want Wealth?   First of all, let’s define wealth. To me, wealth is not just about money or material riches. To me, being wealthy is having a wonderfully abundant life which means simultaneously having an abundant amount of money, health, solid relationships, and time. Many peopleMoney Is Loyal Only To More Money but Wealth Is Loyal To People with Integrity

"The Wealthy Are Valuable"   In the previous article, I talked about proper sequencing of the aspects of your life to produce true wealth. One of the reasons you are probably not yet where you are supposed to be is because you are prioritizing running after money. Contrary to popular belief, thatHow to make money run after you (Part 22)

“How to Make Credit Cards Work for You!” Credit Cards, are the proverbial stepping stone to wealth. This article explains how I use my credit cards so that I minimize my monthly cash flow burden, use it without incurring interest (and get even super discounts in the process) and lastly getHow to make money run after you (Part 8)

This article series is about the story about how I started in business, the hardships I faced, how my wife was instrumental in making me succeed and the most critical decision I made in my life. If you are in debt right now, facing a failed business endeavor or startingBusiness and The Start of A Beautiful Relationship - Part 1

Ever hear the phrase “From Good to Great?”   The context of the phrase of course is to be better than just good. To be greater than just okay. While that is of course what I believe and strive for in this life as an achiever, I wanted to also take a"Goodness Is Better Than Greatness!"

A long time ago, I used to think that the true way to success is to outwit and outmaneuver competition. Truth be told, I am a very competitive person by nature and I hate losing to competition. And I’m sure that a part of you feels the same way deepBusinesspeople are Merchants, Not Warriors!

“The Most Profitable Investment for Entrepreneurs"   In my previous article, I talked about the 3 things to consider before investing in 'assets'. If you haven't read that article yet, please check out part 12 of this article series. In this article, I want to focus once more on Entrepreneurs and talk aboutHow To Make Money Run After You (Part 13)

“How To Remove Credit Card Debt Fast” Do you have what seems to be unmanageable credit card debt? Are you already swearing to cut it up as soon as you pay it off and never use another credit card in your life ever again? Well, if you are suffering from Credit CardHow to make money run after you (Part 7)

Last April 16, 2010 the US Securities and Exchange Commission charged Goldman Sachs with Fraud.  This explosive move by the SEC has tremendously diminished  investor confidence in Goldman and Wallstreet in general.  The SEC charge is a very serious one because it says that Goldman fraudulently sold its CDO’s (CollateralizedSimplifying Wall Street Blunders

Last March 23, 2010 I spoke at the Manila Bulletin Job Fair at the Glorieta Activity Center in Makati and in that talk I mentioned how job seekers can stretch their cash while searching for a job. I had a great time that day and I hope that my simpleMoney Management Simplified (Part 1)

Negative and Positive Cash-Flow Businesses One of the more important considerations an entrepreneur has to make before starting a new business is the nature of the business' cash-flow.   What is Cash-flow?   But first, let me take a step back and explain in simple terms what cash-flow really is. Cash-flow is about cash comingHow To Make Money Run After You (Part 10)

Preparing for "Essential Conversations" On Money In part 5 of this article series, I talked about the first step in making your marriage a wealth magnet. Of course if you are not yet married, and planning to, Jhoanna and I wish you the same kind of happiness that we have whenHow To Make Money Run After You (Part 6)

So today I wanted to share another piece of my life which I hope will help all those looking for a job and a prosperous career. This is the true story of how I created my own job in a big Telecoms firm back in the early nineties. Now evenThe True Story of How I Created My Own Job

“The 3 things to consider before Investing Money" In my previous article, I talked about Step1: Making Money, and Step 2: Managing Money. If you haven't read that article yet, please read part 11 of the series and sign up for the Wealthplan so I can email you that and theHow To Make Money Run After You (Part 12)

Welcome to "Wealth Plan, Week 3" Ok, now its time to act on what you have read for the past 2 weeks. What is most important for us AND especially for YOU is RESULTS, correct? Now you cannot have results by just reading what we say. Sure, you may have realized a fewWealth Plan (Week 3)

[caption id="attachment_140" align="alignleft" width="150" caption="Click Here To Sign Up For Free!"][/caption] In my article last week, I explained that the US Dollar fluctuates because of the mixture of buyers of US Dollars, sellers of US Dollars, Production of US Dollars, and the Allure of US Dollars. Now if you are an individualHow the Dollar Affects Your Investments and What to do about it (Part 2 of 2)

Money Leeches in the Family?     If you have not yet read Part 2 of this article, please click here to read it now In the last article, I talked about being aware and effectively stopping your Money Leeches! Should a Money Leech appear who is NOT Immediate family, I recommend that youHow To Make Money Run After You (Part 3)

I was invited to talk to a public crowd in the Fil-Negosyo expo in SM Mega mall a few years ago about how to start and succeed in business. And I happened to mention in that talk what I believe to be the golden rule that any business person (orBUSINESS RECIPROCITY

Hi All! I decided to start this blog to share my business and investing experiences for those who want to help themselves. So for those reading this post right now, welcome! Let me first start by saying that I did not take up commerce, business school or any formal financial training, my experienceBusinessmaker Academy, Inc.

"Why You Haven't Implemented What You've Learned Yet, and How To Get Started With Minimal Effort"   If you want to make money run after you, please sign up for the Wealth-plan so I can email you my previous articles from the very start.   If you have been following my 19 articles onHow to make money run after you (Part 20)

"Let's Summarize What We've Learned in 9 months"   If you want to make money run after you, please sign up for the Wealth-plan so I can email you my previous articles from the very start.   In this article, I will summarize all the things I've talked about until this point so youHow to make money run after you (Part 19)

[caption id="attachment_89" align="aligncenter" width="307" caption="Click Here To Download the File!"][/caption] One of the top questions that I get from people is “What’s a good business to get into?” If you’ve asked this question yourself then you are in luck because in this article I will not only teach you how to100+ Business Ideas to Explore & How to Choose the right one for You!

During countless business seminars that I’ve conducted since 2003, one of the most common concerns of people in starting a business is about the risks involved and the fear of failing. A very valid concern indeed, one which to the inexperienced is incredibly intimidating and very limiting to a person’sHOW TO BEAT FAILURE IN BUSINESS

FACT: “Everyone has problems. And almost everyone I know HATES having to deal with problems.” This absolutely simple truth is the most basic formula for success in all of my businesses. Because while everyone thinks of problems as unwanted nuisances that upset their well being and adds stress to their alreadyHow I Make My Problems Produce Profits for Me

I want you to imagine that you are in one of my finance seminars right now. You are seated in the middle row and you are here because you want to understand how to grow your money. As the seminar begins, and after I make everyone feel comfortable, I pause andThe Difference Between Trading And Investing

“The Simplified 3 Step Wealth-Flow Blue Print" . For me and Jhoanna, wealth accumulation is a 3 step process and if we were to diagram it, it would look like this   Step 1: Make the Money Step 2: Manage the Money Step 3: Invest the Money . If done right, the 3 steps that I just mentionedHow To Make Money Run After You (Part 11)

In the previous article, I explained how to simplify your finances by just completing a few simple exercises on a piece of paper and I explained the three scenarios that you are probably in right now. So let’s continue our discussion right now. If you are currently in Scenario 1,Money Management Simplified (Part 2)

(Continued from Part 1, if you have not yet read it, please click here) One month before I met my wife, I started to work and turn my troubled business around. So I did what I should’ve done a long time ago, I fired my non-producing General Manager and her cohortBusiness and The Start of A Beautiful Relationship - Part 2

In Part 1 and 2, I explained how to simplify managing your money. If you have not read them yet, please Click Here to read up on what you’ve missed. In this article, I will finally explain how to increase your “take home” per month without adding any additional bad expensesMoney Management Simplified (Part 3)