Money Management

Last April 16, 2010 the US Securities and Exchange Commission charged Goldman Sachs with Fraud.  This explosive move by the SEC has tremendously diminished  investor confidence in Goldman and Wallstreet in general.  The SEC charge is a very serious one because it says that Goldman fraudulently sold its CDO’s (CollateralizedSimplifying Wall Street Blunders

A long time ago, I used to think that the true way to success is to outwit and outmaneuver competition. Truth be told, I am a very competitive person by nature and I hate losing to competition. And I’m sure that a part of you feels the same way deepBusinesspeople are Merchants, Not Warriors!

Happy New Year! 2015 is here and we say hello to another year full of surprises, challenges, failures, blessings, successes but more importantly, a great opportunity to be better than you were a year ago. This article is dedicated to all those who want to make a fresh start for theDecide, Seek, Commit, Do - Why and How I Lost 100lbs in 10 months!

I Just Want You to Know, In Case You Haven’t Heard It In a While… …That I believe in you. Your life is not a failure even though at times you feel like it, your life has a purpose, all you have to do is believe in yourself too and hangI Believe In You! Hang In There!

"Let's Summarize What We've Learned in 9 months"   If you want to make money run after you, please sign up for the Wealth-plan so I can email you my previous articles from the very start.   In this article, I will summarize all the things I've talked about until this point so youHow to make money run after you (Part 19)

So today I wanted to share another piece of my life which I hope will help all those looking for a job and a prosperous career. This is the true story of how I created my own job in a big Telecoms firm back in the early nineties. Now evenThe True Story of How I Created My Own Job

This article is dedicated to all the hard working readers out there who want to climb the corporate ladder faster, be more successful, and stay successful. This is another true story of mine which has immeasurable value that I hope will help you in your corporate journey. At the time that"The 3 Rings Of Power - How To Climb Up The Corporate Ladder With Style and Substance"

Do You Want Money Or Do You Want Wealth?   First of all, let’s define wealth. To me, wealth is not just about money or material riches. To me, being wealthy is having a wonderfully abundant life which means simultaneously having an abundant amount of money, health, solid relationships, and time. Many peopleMoney Is Loyal Only To More Money but Wealth Is Loyal To People with Integrity

So today, I wanted to share another important lesson in entrepreneurship. It is a lesson rooted deeply in our Filipino culture valuing hard work above everything else, which I believe is correct, but incomplete. I say this because I once thought that working hard, sacrificing and putting in the effort wasIn Business, is it better to be Juan Masipag or Juan Tamad?

Welcome to "Wealth Plan, Week 3" Ok, now its time to act on what you have read for the past 2 weeks. What is most important for us AND especially for YOU is RESULTS, correct? Now you cannot have results by just reading what we say. Sure, you may have realized a fewWealth Plan (Week 3)

A few months ago, a friend of mine requested if I could help her nephew (an undergrad student from an Ivy league school) with his business practicum project that he was becoming frustrated with. Their business practicum’s goal was to produce and sell as many “uniquely different” T-Shirts as possibleDo Not Over Complicate Your Business

As early as I could remember, I knew that making money was already hard coded into my DNA. Allow me to share a few vivid childhood memories with you then afterwards, give you the most important advice that I will ever give. Let me first bring you back to 1977. MyThe Most Important Advice about Money I Can Ever Give You

Preparing for "Essential Conversations" On Money In part 5 of this article series, I talked about the first step in making your marriage a wealth magnet. Of course if you are not yet married, and planning to, Jhoanna and I wish you the same kind of happiness that we have whenHow To Make Money Run After You (Part 6)

Let’s face it, like many Asian countries, the Philippines is a US Dollar Remittance driven economy and I have been asked many times about how to deal with the rise and fall of the USD as many Filipino Dollar Earners, Overseas Filipino Workers, as well as Export and Import drivenHow the Dollar Affects Your Investments and What to do about it (Part 1 of 2)

When I was younger, I read that competition is the consumer's best friend because if there are more businesses offering the same thing, prices should go down. As a consumer, I agree and have benefited lots of times from it. Problem is that thought process became the norm even toPrice for profits, not for war

Have you ever gone to a fortune teller? Or at least know of anyone who has gone to one? When I was younger, my mom would bring me and my sister to “Aling Erly”, a very gifted “manghuhula” (fortune teller) every so often to ask what the future holds forThe Power of Suggestion, Your Destiny, and Dreams Coming True

“How to Make Credit Cards Work for You!” Credit Cards, are the proverbial stepping stone to wealth. This article explains how I use my credit cards so that I minimize my monthly cash flow burden, use it without incurring interest (and get even super discounts in the process) and lastly getHow to make money run after you (Part 8)

“The Most Profitable Investment for Entrepreneurs"   In my previous article, I talked about the 3 things to consider before investing in 'assets'. If you haven't read that article yet, please check out part 12 of this article series. In this article, I want to focus once more on Entrepreneurs and talk aboutHow To Make Money Run After You (Part 13)

In my earlier years, I never really thought of myself as a manager of people, truth be told I never really understood how important managing people really was until I became an Entrepreneur. And even when I embraced entrepreneurship full time, I made many, many mistakes in this field whichHow I Learned To Manage People

I was invited to talk to a public crowd in the Fil-Negosyo expo in SM Mega mall a few years ago about how to start and succeed in business. And I happened to mention in that talk what I believe to be the golden rule that any business person (orBUSINESS RECIPROCITY

Be Generous With Your Talents instead of Money   In part 3, I mentioned that you have to stop your money leeches and at the same time learn to be extremely generous in “kind”. So in this article, I will be expounding on that. Simply put, there are 3 lessons I wantHow To Make Money Run After You (Part 4)

Over the past year, I’ve written a good number of business advice articles for Manila Bulletin and each of those articles were and still are meant to help as many people as possible. These articles are from my experience and discoveries through a lot of trial and error in “business5 Super Tips For Succeeding In Business!

In the previous article, I explained how to simplify your finances by just completing a few simple exercises on a piece of paper and I explained the three scenarios that you are probably in right now. So let’s continue our discussion right now. If you are currently in Scenario 1,Money Management Simplified (Part 2)

Getting Rid Of Money Leeches   If you have not yet read Part 1 of this article, please click here  READ PART 1 NOW Okay, let’s continue where we left off and go a little deeper on being more financially prepared so that wealth starts flowing towards you instead of away from you. OurHow To Make Money Run After You (Part 2)

"Why You Haven't Implemented What You've Learned Yet, and How To Get Started With Minimal Effort"   If you want to make money run after you, please sign up for the Wealth-plan so I can email you my previous articles from the very start.   If you have been following my 19 articles onHow to make money run after you (Part 20)

[caption id="attachment_89" align="aligncenter" width="307" caption="Click Here To Download the File!"][/caption] One of the top questions that I get from people is “What’s a good business to get into?” If you’ve asked this question yourself then you are in luck because in this article I will not only teach you how to100+ Business Ideas to Explore & How to Choose the right one for You!

This article series is about the story about how I started in business, the hardships I faced, how my wife was instrumental in making me succeed and the most critical decision I made in my life. If you are in debt right now, facing a failed business endeavor or startingBusiness and The Start of A Beautiful Relationship - Part 1

Wealth is never destroyed, only transferred   Today, I want to share a very special topic -- How to make money run after you. This is a topic that I have never shared with the public before now. It is I believe something that anyone and everyone can and should benefit from,How To Make Money Run After You (Part 1)

"Generating Wealth Requires A Thick Skin!"   In my previous article, I talked about how to make a career out of what you are great at. In this article, I will show you that wealth comes faster once you develop a "thick skin" in your pursuit of either a great career, aHow to make money run after you (Part 17)

“The Simplified 3 Step Wealth-Flow Blue Print" . For me and Jhoanna, wealth accumulation is a 3 step process and if we were to diagram it, it would look like this   Step 1: Make the Money Step 2: Manage the Money Step 3: Invest the Money . If done right, the 3 steps that I just mentionedHow To Make Money Run After You (Part 11)