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Last March 23, 2010 I spoke at the Manila Bulletin Job Fair at the Glorieta Activity Center in Makati and in that talk I mentioned how job seekers can stretch their cash while searching for a job. I had a great time that day and I hope that my simpleMoney Management Simplified (Part 1)

Is Your Wife Your Equal? In one of the lighter moments of one of my seminars, a student asked me if my wife was my “Equal”. To which I quickly replied: “No. She is more than me” Of course, the whole classroom erupted with people gushing with corny delight. The seminar thatDon't Marry Your Equal. Marry Someone "More" Than You!

Money Leeches in the Family?     If you have not yet read Part 2 of this article, please click here to read it now In the last article, I talked about being aware and effectively stopping your Money Leeches! Should a Money Leech appear who is NOT Immediate family, I recommend that youHow To Make Money Run After You (Part 3)

Here's another insightful and true story from my wonderful life, especially in the field of Salesmanship.  I call this story the tale of two salesmen because there are generally 2 kinds of salesmen in this world.  The one you think is the true salesman, and the one that you thinkThe Tale of Two Salesmen (Part 1)

A few months ago, a friend of mine requested if I could help her nephew (an undergrad student from an Ivy league school) with his business practicum project that he was becoming frustrated with. Their business practicum’s goal was to produce and sell as many “uniquely different” T-Shirts as possibleDo Not Over Complicate Your Business

Negative and Positive Cash-Flow Businesses One of the more important considerations an entrepreneur has to make before starting a new business is the nature of the business' cash-flow.   What is Cash-flow?   But first, let me take a step back and explain in simple terms what cash-flow really is. Cash-flow is about cash comingHow To Make Money Run After You (Part 10)

“Credit Cards and Businesses!” My Ninong came to visit us from Canada a few years ago, and during one of our lunch get togethers, I overheard a conversation he had with my mom about credit cards. My Ninong you see is a retired corporate executive and is brilliant with money managementHow to make money run after you (Part 9)

"The Wealthy Are Masters Of Wealth Attraction"   In the previous article, I talked about how the Wealthy are valuable in the eyes, hearts and minds of as many people as possible. If you have not read that article yet, or even the first 22 articles, I strongly recommend signing up forHow to make money run after you (Part 23)

So today, I wanted to share another important lesson in entrepreneurship. It is a lesson rooted deeply in our Filipino culture valuing hard work above everything else, which I believe is correct, but incomplete. I say this because I once thought that working hard, sacrificing and putting in the effort wasIn Business, is it better to be Juan Masipag or Juan Tamad?

“How to Make Credit Cards Work for You!” Credit Cards, are the proverbial stepping stone to wealth. This article explains how I use my credit cards so that I minimize my monthly cash flow burden, use it without incurring interest (and get even super discounts in the process) and lastly getHow to make money run after you (Part 8)

FACT: “Everyone has problems. And almost everyone I know HATES having to deal with problems.” This absolutely simple truth is the most basic formula for success in all of my businesses. Because while everyone thinks of problems as unwanted nuisances that upset their well being and adds stress to their alreadyHow I Make My Problems Produce Profits for Me

When I was younger, I read that competition is the consumer's best friend because if there are more businesses offering the same thing, prices should go down. As a consumer, I agree and have benefited lots of times from it. Problem is that thought process became the norm even toPrice for profits, not for war

“The Simplified 3 Step Wealth-Flow Blue Print" . For me and Jhoanna, wealth accumulation is a 3 step process and if we were to diagram it, it would look like this   Step 1: Make the Money Step 2: Manage the Money Step 3: Invest the Money . If done right, the 3 steps that I just mentionedHow To Make Money Run After You (Part 11)

“How To Remove Credit Card Debt Fast” Do you have what seems to be unmanageable credit card debt? Are you already swearing to cut it up as soon as you pay it off and never use another credit card in your life ever again? Well, if you are suffering from Credit CardHow to make money run after you (Part 7)

Have you ever gone to a fortune teller? Or at least know of anyone who has gone to one? When I was younger, my mom would bring me and my sister to “Aling Erly”, a very gifted “manghuhula” (fortune teller) every so often to ask what the future holds forThe Power of Suggestion, Your Destiny, and Dreams Coming True

"If You Want To Build Wealth, Stop Prioritizing Money!"   After 10 months and 20 articles on "How To Make Money Run After You", you will notice that all of my articles thus far have been about preparing you to manage the wealth that is about to come. In other words, thoseHow to make money run after you (Part 21)

Let’s face it, like many Asian countries, the Philippines is a US Dollar Remittance driven economy and I have been asked many times about how to deal with the rise and fall of the USD as many Filipino Dollar Earners, Overseas Filipino Workers, as well as Export and Import drivenHow the Dollar Affects Your Investments and What to do about it (Part 1 of 2)

Happy New Year! 2015 is here and we say hello to another year full of surprises, challenges, failures, blessings, successes but more importantly, a great opportunity to be better than you were a year ago. This article is dedicated to all those who want to make a fresh start for theDecide, Seek, Commit, Do - Why and How I Lost 100lbs in 10 months!

Getting Rid Of Money Leeches   If you have not yet read Part 1 of this article, please click here  READ PART 1 NOW Okay, let’s continue where we left off and go a little deeper on being more financially prepared so that wealth starts flowing towards you instead of away from you. OurHow To Make Money Run After You (Part 2)

Preparing for "Essential Conversations" On Money In part 5 of this article series, I talked about the first step in making your marriage a wealth magnet. Of course if you are not yet married, and planning to, Jhoanna and I wish you the same kind of happiness that we have whenHow To Make Money Run After You (Part 6)

I Just Want You to Know, In Case You Haven’t Heard It In a While… …That I believe in you. Your life is not a failure even though at times you feel like it, your life has a purpose, all you have to do is believe in yourself too and hangI Believe In You! Hang In There!

I want you to imagine that you are in one of my finance seminars right now. You are seated in the middle row and you are here because you want to understand how to grow your money. As the seminar begins, and after I make everyone feel comfortable, I pause andThe Difference Between Trading And Investing

 "I Know What I Am Great At, Now What?" In my previous article, I asked you to answer the question "What are you great at?" If you haven't read that article yet, please sign up for the Wealth-plan on the right so I can email you that and the previous articlesHow To Make Money Run After You (Part 15)

The phone rings in the office at around 10 in the morning and my secretary answers it. It was from a priest, a Monsignor in fact looking for me. I wasn’t around at the time so my secretary asks for his number and purpose of the call. She got theTo Catch a Thief, Think Like a Thief

[caption id="attachment_89" align="aligncenter" width="307" caption="Click Here To Download the File!"][/caption] One of the top questions that I get from people is “What’s a good business to get into?” If you’ve asked this question yourself then you are in luck because in this article I will not only teach you how to100+ Business Ideas to Explore & How to Choose the right one for You!

Last April 16, 2010 the US Securities and Exchange Commission charged Goldman Sachs with Fraud.  This explosive move by the SEC has tremendously diminished  investor confidence in Goldman and Wallstreet in general.  The SEC charge is a very serious one because it says that Goldman fraudulently sold its CDO’s (CollateralizedSimplifying Wall Street Blunders

(Continued from Part 1, if you have not yet read it, please click here) One month before I met my wife, I started to work and turn my troubled business around. So I did what I should’ve done a long time ago, I fired my non-producing General Manager and her cohortBusiness and The Start of A Beautiful Relationship - Part 2

The week before I let go of my Makati office, I wanted to say goodbye to it by taking my wife (girlfriend at that time) there for a surprise candlelit dinner. I had my one remaining staff put up about 20 candles and a soft romantic melody playing in theBusiness and the Start of a Beautiful Relationship -Part 3 Conclusion

Life's Purpose. I believe that everyone has a purpose in this world and I'm one of the few who has been blessed with knowing what my purpose is. In my seminars I always tell my audience that there are only three things I love in this world. The first is myLife's Purpose

In my earlier years, I never really thought of myself as a manager of people, truth be told I never really understood how important managing people really was until I became an Entrepreneur. And even when I embraced entrepreneurship full time, I made many, many mistakes in this field whichHow I Learned To Manage People