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Imagine You Are With Your Friends…   …In a restaurant and the waiter comes with the bill, looks over the table and out of all of your 6 friends, picks you to give the bill to. And it doesn’t matter which set of friends you are with, waiters always look at you…WellBeing A Leader

This article series is about the story about how I started in business, the hardships I faced, how my wife was instrumental in making me succeed and the most critical decision I made in my life. If you are in debt right now, facing a failed business endeavor or startingBusiness and The Start of A Beautiful Relationship - Part 1

In Part 1 and 2, I explained how to simplify managing your money. If you have not read them yet, please Click Here to read up on what you’ve missed. In this article, I will finally explain how to increase your “take home” per month without adding any additional bad expensesMoney Management Simplified (Part 3)

The phone rings in the office at around 10 in the morning and my secretary answers it. It was from a priest, a Monsignor in fact looking for me. I wasn’t around at the time so my secretary asks for his number and purpose of the call. She got theTo Catch a Thief, Think Like a Thief

I want you to imagine that you are in one of my finance seminars right now. You are seated in the middle row and you are here because you want to understand how to grow your money. As the seminar begins, and after I make everyone feel comfortable, I pause andThe Difference Between Trading And Investing

Money Leeches in the Family?     If you have not yet read Part 2 of this article, please click here to read it now In the last article, I talked about being aware and effectively stopping your Money Leeches! Should a Money Leech appear who is NOT Immediate family, I recommend that youHow To Make Money Run After You (Part 3)

To my beautiful Children, Kate and Ryan, live your life without regrets and happily fulfilled. If I could only give you 10 Life Advices, these are what I want you both to remember:   Learn Through Observation Be observant of how the world truly works. Listen to what people are teaching you, butMy Top 10 Life Advice For My Beautiful Children

Let’s face it, like many Asian countries, the Philippines is a US Dollar Remittance driven economy and I have been asked many times about how to deal with the rise and fall of the USD as many Filipino Dollar Earners, Overseas Filipino Workers, as well as Export and Import drivenHow the Dollar Affects Your Investments and What to do about it (Part 1 of 2)

First off, I’d like to thank all of those who visited and commented on my blog for Part 1. For those of you who have not yet read it please click here [caption id="attachment_263" align="alignleft" width="245" caption="The Yin and The Yang Salesman"][/caption] From the comments, it was apparent that everyone has aThe Tale of Two Salesmen (Part 2)

Ever hear the phrase “From Good to Great?”   The context of the phrase of course is to be better than just good. To be greater than just okay. While that is of course what I believe and strive for in this life as an achiever, I wanted to also take a"Goodness Is Better Than Greatness!"

"Why You Haven't Implemented What You've Learned Yet, and How To Get Started With Minimal Effort"   If you want to make money run after you, please sign up for the Wealth-plan so I can email you my previous articles from the very start.   If you have been following my 19 articles onHow to make money run after you (Part 20)

In the previous article, I explained how to simplify your finances by just completing a few simple exercises on a piece of paper and I explained the three scenarios that you are probably in right now. So let’s continue our discussion right now. If you are currently in Scenario 1,Money Management Simplified (Part 2)

(Continued from Part 1, if you have not yet read it, please click here) One month before I met my wife, I started to work and turn my troubled business around. So I did what I should’ve done a long time ago, I fired my non-producing General Manager and her cohortBusiness and The Start of A Beautiful Relationship - Part 2

Last April 16, 2010 the US Securities and Exchange Commission charged Goldman Sachs with Fraud.  This explosive move by the SEC has tremendously diminished  investor confidence in Goldman and Wallstreet in general.  The SEC charge is a very serious one because it says that Goldman fraudulently sold its CDO’s (CollateralizedSimplifying Wall Street Blunders

 "I Know What I Am Great At, Now What?" In my previous article, I asked you to answer the question "What are you great at?" If you haven't read that article yet, please sign up for the Wealth-plan on the right so I can email you that and the previous articlesHow To Make Money Run After You (Part 15)

Is Your Wife Your Equal? In one of the lighter moments of one of my seminars, a student asked me if my wife was my “Equal”. To which I quickly replied: “No. She is more than me” Of course, the whole classroom erupted with people gushing with corny delight. The seminar thatDon't Marry Your Equal. Marry Someone "More" Than You!

“The Simplified 3 Step Wealth-Flow Blue Print" . For me and Jhoanna, wealth accumulation is a 3 step process and if we were to diagram it, it would look like this   Step 1: Make the Money Step 2: Manage the Money Step 3: Invest the Money . If done right, the 3 steps that I just mentionedHow To Make Money Run After You (Part 11)

So today, I wanted to share another important lesson in entrepreneurship. It is a lesson rooted deeply in our Filipino culture valuing hard work above everything else, which I believe is correct, but incomplete. I say this because I once thought that working hard, sacrificing and putting in the effort wasIn Business, is it better to be Juan Masipag or Juan Tamad?

Do You Want Money Or Do You Want Wealth?   First of all, let’s define wealth. To me, wealth is not just about money or material riches. To me, being wealthy is having a wonderfully abundant life which means simultaneously having an abundant amount of money, health, solid relationships, and time. Many peopleMoney Is Loyal Only To More Money but Wealth Is Loyal To People with Integrity

A long time ago, I used to think that the true way to success is to outwit and outmaneuver competition. Truth be told, I am a very competitive person by nature and I hate losing to competition. And I’m sure that a part of you feels the same way deepBusinesspeople are Merchants, Not Warriors!

Hi All! I decided to start this blog to share my business and investing experiences for those who want to help themselves. So for those reading this post right now, welcome! Let me first start by saying that I did not take up commerce, business school or any formal financial training, my experienceBusinessmaker Academy, Inc.

Preparing for "Essential Conversations" On Money In part 5 of this article series, I talked about the first step in making your marriage a wealth magnet. Of course if you are not yet married, and planning to, Jhoanna and I wish you the same kind of happiness that we have whenHow To Make Money Run After You (Part 6)

[caption id="attachment_140" align="alignleft" width="150" caption="Click Here To Sign Up For Free!"][/caption] In my article last week, I explained that the US Dollar fluctuates because of the mixture of buyers of US Dollars, sellers of US Dollars, Production of US Dollars, and the Allure of US Dollars. Now if you are an individualHow the Dollar Affects Your Investments and What to do about it (Part 2 of 2)

As early as I could remember, I knew that making money was already hard coded into my DNA. Allow me to share a few vivid childhood memories with you then afterwards, give you the most important advice that I will ever give. Let me first bring you back to 1977. MyThe Most Important Advice about Money I Can Ever Give You

When I was younger, I read that competition is the consumer's best friend because if there are more businesses offering the same thing, prices should go down. As a consumer, I agree and have benefited lots of times from it. Problem is that thought process became the norm even toPrice for profits, not for war

“How to Make Credit Cards Work for You!” Credit Cards, are the proverbial stepping stone to wealth. This article explains how I use my credit cards so that I minimize my monthly cash flow burden, use it without incurring interest (and get even super discounts in the process) and lastly getHow to make money run after you (Part 8)

In my earlier years, I never really thought of myself as a manager of people, truth be told I never really understood how important managing people really was until I became an Entrepreneur. And even when I embraced entrepreneurship full time, I made many, many mistakes in this field whichHow I Learned To Manage People

Wealth is never destroyed, only transferred   Today, I want to share a very special topic -- How to make money run after you. This is a topic that I have never shared with the public before now. It is I believe something that anyone and everyone can and should benefit from,How To Make Money Run After You (Part 1)

I was invited to talk to a public crowd in the Fil-Negosyo expo in SM Mega mall a few years ago about how to start and succeed in business. And I happened to mention in that talk what I believe to be the golden rule that any business person (orBUSINESS RECIPROCITY

FACT: “Everyone has problems. And almost everyone I know HATES having to deal with problems.” This absolutely simple truth is the most basic formula for success in all of my businesses. Because while everyone thinks of problems as unwanted nuisances that upset their well being and adds stress to their alreadyHow I Make My Problems Produce Profits for Me