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Negative and Positive Cash-Flow Businesses One of the more important considerations an entrepreneur has to make before starting a new business is the nature of the business' cash-flow.   What is Cash-flow?   But first, let me take a step back and explain in simple terms what cash-flow really is. Cash-flow is about cash comingHow To Make Money Run After You (Part 10)

Money can get really tight when you are looking for a job and sometimes, even when you already have a job!  But the good news is, you can start your own business and create extra income almost immediately with ZERO CAPITAL whether you are currently employed or not.  So, areHOW TO MAKE EXTRA MONEY WITH ZERO CAPITAL

Today, I want to start coaching you again on becoming a greater success in whatever you do. I will share with you a simple but powerful truth: “If you want to increase your success, you must: 1.)    Know what you really want in life 2.)    Have the will and desire to goTo Increase Your Success You Must Have 3 Things

Imagine You Are With Your Friends…   …In a restaurant and the waiter comes with the bill, looks over the table and out of all of your 6 friends, picks you to give the bill to. And it doesn’t matter which set of friends you are with, waiters always look at you…WellBeing A Leader

So today, I wanted to share another important lesson in entrepreneurship. It is a lesson rooted deeply in our Filipino culture valuing hard work above everything else, which I believe is correct, but incomplete. I say this because I once thought that working hard, sacrificing and putting in the effort wasIn Business, is it better to be Juan Masipag or Juan Tamad?

Over the past year, I’ve written a good number of business advice articles for Manila Bulletin and each of those articles were and still are meant to help as many people as possible. These articles are from my experience and discoveries through a lot of trial and error in “business5 Super Tips For Succeeding In Business!

Money Leeches in the Family?     If you have not yet read Part 2 of this article, please click here to read it now In the last article, I talked about being aware and effectively stopping your Money Leeches! Should a Money Leech appear who is NOT Immediate family, I recommend that youHow To Make Money Run After You (Part 3)

Today I want to teach those who have a Business or those thinking of starting a business a very simple, very powerful, and almost effortless way to increase profits. And although what I will explain is pretty obvious, most businesses would surprisingly go the complete opposite of what I willHow to Increase Your Business’ Profits with Minimal Effort

“How to Make Credit Cards Work for You!” Credit Cards, are the proverbial stepping stone to wealth. This article explains how I use my credit cards so that I minimize my monthly cash flow burden, use it without incurring interest (and get even super discounts in the process) and lastly getHow to make money run after you (Part 8)

Happy New Year! It is now 2010 and I hope you are looking forward to a great and wonderful year ahead. This is the time of the year when I am often asked, what’s a good business or investment to get into? So for my very first column of the year,Start of the Year Advice: Invest In Your Self First!

First off, I’d like to thank all of those who visited and commented on my blog for Part 1. For those of you who have not yet read it please click here [caption id="attachment_263" align="alignleft" width="245" caption="The Yin and The Yang Salesman"][/caption] From the comments, it was apparent that everyone has aThe Tale of Two Salesmen (Part 2)

This article series is about the story about how I started in business, the hardships I faced, how my wife was instrumental in making me succeed and the most critical decision I made in my life. If you are in debt right now, facing a failed business endeavor or startingBusiness and The Start of A Beautiful Relationship - Part 1

Do You Want Money Or Do You Want Wealth?   First of all, let’s define wealth. To me, wealth is not just about money or material riches. To me, being wealthy is having a wonderfully abundant life which means simultaneously having an abundant amount of money, health, solid relationships, and time. Many peopleMoney Is Loyal Only To More Money but Wealth Is Loyal To People with Integrity

The week before I let go of my Makati office, I wanted to say goodbye to it by taking my wife (girlfriend at that time) there for a surprise candlelit dinner. I had my one remaining staff put up about 20 candles and a soft romantic melody playing in theBusiness and the Start of a Beautiful Relationship -Part 3 Conclusion

FACT: “Everyone has problems. And almost everyone I know HATES having to deal with problems.” This absolutely simple truth is the most basic formula for success in all of my businesses. Because while everyone thinks of problems as unwanted nuisances that upset their well being and adds stress to their alreadyHow I Make My Problems Produce Profits for Me

Last April 16, 2010 the US Securities and Exchange Commission charged Goldman Sachs with Fraud.  This explosive move by the SEC has tremendously diminished  investor confidence in Goldman and Wallstreet in general.  The SEC charge is a very serious one because it says that Goldman fraudulently sold its CDO’s (CollateralizedSimplifying Wall Street Blunders

Getting Rid Of Money Leeches   If you have not yet read Part 1 of this article, please click here  READ PART 1 NOW Okay, let’s continue where we left off and go a little deeper on being more financially prepared so that wealth starts flowing towards you instead of away from you. OurHow To Make Money Run After You (Part 2)

Happy New Year! 2015 is here and we say hello to another year full of surprises, challenges, failures, blessings, successes but more importantly, a great opportunity to be better than you were a year ago. This article is dedicated to all those who want to make a fresh start for theDecide, Seek, Commit, Do - Why and How I Lost 100lbs in 10 months!

The phone rings in the office at around 10 in the morning and my secretary answers it. It was from a priest, a Monsignor in fact looking for me. I wasn’t around at the time so my secretary asks for his number and purpose of the call. She got theTo Catch a Thief, Think Like a Thief

Ever hear the phrase “From Good to Great?”   The context of the phrase of course is to be better than just good. To be greater than just okay. While that is of course what I believe and strive for in this life as an achiever, I wanted to also take a"Goodness Is Better Than Greatness!"

“The 3 things to consider before Investing Money" In my previous article, I talked about Step1: Making Money, and Step 2: Managing Money. If you haven't read that article yet, please read part 11 of the series and sign up for the Wealthplan so I can email you that and theHow To Make Money Run After You (Part 12)

(Continued from Part 1, if you have not yet read it, please click here) One month before I met my wife, I started to work and turn my troubled business around. So I did what I should’ve done a long time ago, I fired my non-producing General Manager and her cohortBusiness and The Start of A Beautiful Relationship - Part 2

Be Generous With Your Talents instead of Money   In part 3, I mentioned that you have to stop your money leeches and at the same time learn to be extremely generous in “kind”. So in this article, I will be expounding on that. Simply put, there are 3 lessons I wantHow To Make Money Run After You (Part 4)

So in this concluding article I will explain that being a great sales person is NOT just about developing a skill or transforming yourself from Yin to Yang or Yang to Yin. Instead, evolving as a salesperson is simpler than you think. [caption id="" align="alignleft" width="300" caption="Money Money Money"][/caption] In my SalesThe Tale of Two Salesmen (Part 3 - Conclusion)

I was invited to talk to a public crowd in the Fil-Negosyo expo in SM Mega mall a few years ago about how to start and succeed in business. And I happened to mention in that talk what I believe to be the golden rule that any business person (orBUSINESS RECIPROCITY

“How To Remove Credit Card Debt Fast” Do you have what seems to be unmanageable credit card debt? Are you already swearing to cut it up as soon as you pay it off and never use another credit card in your life ever again? Well, if you are suffering from Credit CardHow to make money run after you (Part 7)

To my beautiful Children, Kate and Ryan, live your life without regrets and happily fulfilled. If I could only give you 10 Life Advices, these are what I want you both to remember:   Learn Through Observation Be observant of how the world truly works. Listen to what people are teaching you, butMy Top 10 Life Advice For My Beautiful Children

90% of the Time… …When someone tries to sell you something, you feel that they are there to try to “take” your money away from you. May it be the mall and someone runs after you giving you a flyer for a P2M condominium investment or a text message offering youSelling Is About Giving, NOT Taking.

My wife and I used to live in a condo unit when we were newly married. At first, the condo was pretty spacious and needed some furniture so we got a little bit of this, and a little bit of that, then gifts would come from friends and family onHow to Build Businesses using the Power of Accumulation!

The thought that it takes money to make money is simply ingrained into society when it comes to businesses. I was interviewed a few months ago for a TV show hosted by Arch Bishop Chito Tagle on ABC 5 and the theme of the show was "Entrepreneurship for nation building inFind The Customer First