testimonials

To my beautiful Children, Kate and Ryan, live your life without regrets and happily fulfilled. If I could only give you 10 Life Advices, these are what I want you both to remember:   Learn Through Observation Be observant of how the world truly works. Listen to what people are teaching you, butMy Top 10 Life Advice For My Beautiful Children

Here's another insightful and true story from my wonderful life, especially in the field of Salesmanship.  I call this story the tale of two salesmen because there are generally 2 kinds of salesmen in this world.  The one you think is the true salesman, and the one that you thinkThe Tale of Two Salesmen (Part 1)

“How to Make Credit Cards Work for You!” Credit Cards, are the proverbial stepping stone to wealth. This article explains how I use my credit cards so that I minimize my monthly cash flow burden, use it without incurring interest (and get even super discounts in the process) and lastly getHow to make money run after you (Part 8)

Negative and Positive Cash-Flow Businesses One of the more important considerations an entrepreneur has to make before starting a new business is the nature of the business' cash-flow.   What is Cash-flow?   But first, let me take a step back and explain in simple terms what cash-flow really is. Cash-flow is about cash comingHow To Make Money Run After You (Part 10)

Last March 23, 2010 I spoke at the Manila Bulletin Job Fair at the Glorieta Activity Center in Makati and in that talk I mentioned how job seekers can stretch their cash while searching for a job. I had a great time that day and I hope that my simpleMoney Management Simplified (Part 1)

So today I wanted to share another piece of my life which I hope will help all those looking for a job and a prosperous career. This is the true story of how I created my own job in a big Telecoms firm back in the early nineties. Now evenThe True Story of How I Created My Own Job

During countless business seminars that I’ve conducted since 2003, one of the most common concerns of people in starting a business is about the risks involved and the fear of failing. A very valid concern indeed, one which to the inexperienced is incredibly intimidating and very limiting to a person’sHOW TO BEAT FAILURE IN BUSINESS

The thought that it takes money to make money is simply ingrained into society when it comes to businesses. I was interviewed a few months ago for a TV show hosted by Arch Bishop Chito Tagle on ABC 5 and the theme of the show was "Entrepreneurship for nation building inFind The Customer First

Have you ever gone to a fortune teller? Or at least know of anyone who has gone to one? When I was younger, my mom would bring me and my sister to “Aling Erly”, a very gifted “manghuhula” (fortune teller) every so often to ask what the future holds forThe Power of Suggestion, Your Destiny, and Dreams Coming True

FACT: “Everyone has problems. And almost everyone I know HATES having to deal with problems.” This absolutely simple truth is the most basic formula for success in all of my businesses. Because while everyone thinks of problems as unwanted nuisances that upset their well being and adds stress to their alreadyHow I Make My Problems Produce Profits for Me

A few months ago, a friend of mine requested if I could help her nephew (an undergrad student from an Ivy league school) with his business practicum project that he was becoming frustrated with. Their business practicum’s goal was to produce and sell as many “uniquely different” T-Shirts as possibleDo Not Over Complicate Your Business

"How To Get A Thicker Skin!"   In my previous article, I talked about needing a thick skin to generate wealth. In this article, I will share another story of my life and teach you how to have a thicker skin in the process.   I was a painfully quiet person growing up.   When IHow to make money run after you (Part 18)

"Generating Wealth Requires A Thick Skin!"   In my previous article, I talked about how to make a career out of what you are great at. In this article, I will show you that wealth comes faster once you develop a "thick skin" in your pursuit of either a great career, aHow to make money run after you (Part 17)

So today, I wanted to share another important lesson in entrepreneurship. It is a lesson rooted deeply in our Filipino culture valuing hard work above everything else, which I believe is correct, but incomplete. I say this because I once thought that working hard, sacrificing and putting in the effort wasIn Business, is it better to be Juan Masipag or Juan Tamad?

“Credit Cards and Businesses!” My Ninong came to visit us from Canada a few years ago, and during one of our lunch get togethers, I overheard a conversation he had with my mom about credit cards. My Ninong you see is a retired corporate executive and is brilliant with money managementHow to make money run after you (Part 9)

As early as I could remember, I knew that making money was already hard coded into my DNA. Allow me to share a few vivid childhood memories with you then afterwards, give you the most important advice that I will ever give. Let me first bring you back to 1977. MyThe Most Important Advice about Money I Can Ever Give You

The First Step to Making Your Marriage a “Wealth Magnet” “Who you marry is one of the most important decisions you will ever make if you want to be a success.” This is not just my belief, but also the belief of one of the wealthiest persons on earth, Mr. John Gokongwei. QuotingHow To Make Money Run After You (Part 5)

The phone rings in the office at around 10 in the morning and my secretary answers it. It was from a priest, a Monsignor in fact looking for me. I wasn’t around at the time so my secretary asks for his number and purpose of the call. She got theTo Catch a Thief, Think Like a Thief

“How To Remove Credit Card Debt Fast” Do you have what seems to be unmanageable credit card debt? Are you already swearing to cut it up as soon as you pay it off and never use another credit card in your life ever again? Well, if you are suffering from Credit CardHow to make money run after you (Part 7)

"Let's Summarize What We've Learned in 9 months"   If you want to make money run after you, please sign up for the Wealth-plan so I can email you my previous articles from the very start.   In this article, I will summarize all the things I've talked about until this point so youHow to make money run after you (Part 19)

Let’s face it, like many Asian countries, the Philippines is a US Dollar Remittance driven economy and I have been asked many times about how to deal with the rise and fall of the USD as many Filipino Dollar Earners, Overseas Filipino Workers, as well as Export and Import drivenHow the Dollar Affects Your Investments and What to do about it (Part 1 of 2)

When I was younger, I read that competition is the consumer's best friend because if there are more businesses offering the same thing, prices should go down. As a consumer, I agree and have benefited lots of times from it. Problem is that thought process became the norm even toPrice for profits, not for war

Life's Purpose. I believe that everyone has a purpose in this world and I'm one of the few who has been blessed with knowing what my purpose is. In my seminars I always tell my audience that there are only three things I love in this world. The first is myLife's Purpose

Happy New Year! It is now 2010 and I hope you are looking forward to a great and wonderful year ahead. This is the time of the year when I am often asked, what’s a good business or investment to get into? So for my very first column of the year,Start of the Year Advice: Invest In Your Self First!

I Just Want You to Know, In Case You Haven’t Heard It In a While… …That I believe in you. Your life is not a failure even though at times you feel like it, your life has a purpose, all you have to do is believe in yourself too and hangI Believe In You! Hang In There!

My wife and I used to live in a condo unit when we were newly married. At first, the condo was pretty spacious and needed some furniture so we got a little bit of this, and a little bit of that, then gifts would come from friends and family onHow to Build Businesses using the Power of Accumulation!

Is Your Wife Your Equal? In one of the lighter moments of one of my seminars, a student asked me if my wife was my “Equal”. To which I quickly replied: “No. She is more than me” Of course, the whole classroom erupted with people gushing with corny delight. The seminar thatDon't Marry Your Equal. Marry Someone "More" Than You!

Ever hear the phrase “From Good to Great?”   The context of the phrase of course is to be better than just good. To be greater than just okay. While that is of course what I believe and strive for in this life as an achiever, I wanted to also take a"Goodness Is Better Than Greatness!"

This article series is about the story about how I started in business, the hardships I faced, how my wife was instrumental in making me succeed and the most critical decision I made in my life. If you are in debt right now, facing a failed business endeavor or startingBusiness and The Start of A Beautiful Relationship - Part 1

I was invited to talk to a public crowd in the Fil-Negosyo expo in SM Mega mall a few years ago about how to start and succeed in business. And I happened to mention in that talk what I believe to be the golden rule that any business person (orBUSINESS RECIPROCITY